Principal Consultant – Finance Transformation

Location: London (Hybrid) | Practice Area: Finance, Risk, Regulatory & Financial Crime | Type: Permanent

Empower finance leadership through strategic transformation

The Role

Capco is looking for Principal Consultants to join our growing Finance Transformation capability within the Finance, Risk, Regulatory & Financial Crime (FRRF) practice. You'll play a key role in helping CFOs, Treasurers, and senior finance leaders maximise the value of their finance and treasury functions through operating model redesign, process transformation, and strategic technology delivery. You'll also leverage approved AI tools and AI-enabled ways of working to improve analysis, accelerate insight generation, and enhance delivery while applying responsible AI practices and appropriate human oversight.

What You'll Do

Deliver finance transformation programmes spanning regulatory change (including Basel, IFRS, and PRA), finance technology, process optimisation, and operating model transformation, identifying opportunities to leverage AI-enabled workflows and automation.
Partner with CFOs, Treasurers, and C-suite stakeholders to implement finance strategies, strengthen controls, and optimise regulatory reporting, including ICAAP, ILAAP, and Recovery and Resolution Planning (RRP).
Define business requirements and manage end-to-end project delivery across finance, treasury, and regulatory change initiatives, ensuring appropriate governance where AI-assisted tools are utilised.
Design and implement stress testing frameworks across credit, market, and liquidity risk to support regulatory compliance and strategic decision-making, using AI-enabled analysis where appropriate.
Collaborate with technology teams to embed digital, automation, and AI-enabled solutions into finance processes, architecture, and operating models to improve efficiency and business outcomes.

What We're Looking For

Experience delivering finance transformation programmes within financial services or management consulting.
Strong understanding of finance operating models, accounting processes, regulatory change, and financial reporting.
Experience with finance technology implementations, including ERP platforms, subledgers, automation, and optimisation solutions.
Strong analytical and problem-solving skills, with experience using approved AI tools to enhance analysis, productivity, and decision-making while maintaining sound professional judgement.
Excellent stakeholder management and communication skills, with the ability to influence audiences from project teams through to CFOs and executive leadership.

Bonus Points For

Professional finance qualification such as ACA, ACCA, or CIMA.
Familiarity with Basel, Solvency II, IFRS, SOX, PRA, or EBA regulatory requirements.
Experience delivering finance transformation programmes involving RPA, cloud technologies, AI-enabled solutions, or Generative AI within finance functions.
Strong business analysis or project management credentials such as Agile, PMI, or PRINCE2.
Experience supporting business development, proposition development, leadership initiatives, or client growth.

Why Join Capco

Deliver high-impact transformation programmes for Tier 1 financial institutions.
Work in a collaborative, flat, and entrepreneurial consulting culture.
Access continuous learning, industry certifications, and structured career development.
Help shape the future of finance transformation through innovation, automation, and technology.
Be part of a team delivering meaningful change across financial services and energy.

Benefits

Core Benefits: Discretionary bonus, competitive pension, health insurance, life insurance and critical illness cover.
Mental Health: Easy access to CareFirst, Unmind, Aviva consultations, and in-house first aiders.
Family-Friendly: Maternity, adoption, shared parental leave, plus paid leave for sickness, pregnancy loss, fertility treatment, menopause, and bereavement.
Family Care: Eight complimentary backup care sessions for emergency childcare or elder care.
Holiday Flexibility: Five weeks of annual leave with the option to buy or sell holiday days based on your needs.
Continuous Learning: Minimum 40 Hours of Training Annually. Take your pick—workshops, certifications, e-learning—your growth, your way. Business Coach assigned from Day One to help accelerate your development.
Healthcare Access: Convenient online GP services.
Extra Perks: Gympass (Wellhub), trave